Long-term Care

Whether it’s used to protect your success or minimize the impact of a decline in physical and/or mental health, long term care insurance is a strategic asset that plays a critical role in your overall financial planning.

• Provides a plan of care for medical and physical assistance when you can’t
• Mitigates emotional decisions required of spouses and families about the responsibilities of care-taking
• Intelligent way to protect assets (liquid or illiquid)
• Protection of an otherwise sound financial plan

As you enter the long-term care insurance planning process, setting your expectations for the process and the marketplace will mean that you are well informed about adding your plan of protection to your portfolio and ensure that your strategy is keyed to your specific goals.

Living longer, healthier lifestyles, significant advances in medical diagnostics and treatments continue to require that long term care insurance companies redesign and re-price their products. Like any other competitive marketplace, long term care insurance companies are constantly reevaluating their competitive position so they can focus on their most highly desired target markets. Concurrently, the ever changing economy also continues to play a big role in how long term care insurance companies adjust their business models to remain as competitive and profitable as possible.

Our responsibility and commitment to our clients is to constantly remain vigilant with our research and knowledge of the marketplace so that our knowledge and experience inspires your confidence in us and clarity with respect to the solutions that we design.